Your money
to the max

Win prizes every Friday
Save or spend, and earn 7% APY

Download
Rand App

Rand is a financial technology company, not a bank.
Banking services provided by Pecunia Cards E.d.e. SL.

Rand is a financial technology company, not a bank.
Banking services provided by Pecunia Cards E.d.e. SL.

AS FEATURED ON

Your money
to the max

Earn prizes every friday.
Save or Spend, and Earn 7% APY

Rand is a financial technology company, not a bank.
Banking services provided by Pecunia Cards E.d.e. SL.

Download
Rand App

Rand is a financial technology company, not a bank.
Banking services provided by Pecunia Cards E.d.e. SL.

AS FEATURED ON

Win prizes every Friday

Every Friday we distribute €€€ prizes among Prize Account participants. To start winning, just make your first deposit!

Learn more

70x faster savings

Make your first deposit to your Earn Account and earn up to 7% annualized bonus. Simple, fast and with no hidden fees.

Coming Q1 2023

Instant spend & send

Spend and automate recurring payments with the Rand card. Send money to your friends and transfer funds to external accounts, free and easy.

Coming Q1 2023

Bank like a pro

No minimums. No fees. No catch.

1.

Download

What are you waiting for? Don't you see the button down below?

2.

Open Account

Complete the sign up process and verify your account.

3.

Deposit funds

Connect your card and deposit funds in less than 1 minute.

4.

Earn Rewards

Win prizes every Friday or earn 7% APY on your savings.

Frequently Asked Questions

Your questions. Our answers.

What is the Prize Account?

The Prize account is a financial product hosted by Rand in which all users can join in to contribute to yield generation. The total interest generated in one week is distributed among a number of lucky winners. The yield generation for next week’s prizes starts directly after distribution. Everyone keeps the original amount invested regardless of whether they win or not.

Where do the rewards come from?

We generate interest on all user's deposits in the Prize accounts. We use Web3 and AI technology to deploy market-neutral trading strategies like margin lending, market-making and basis trading. These are managed under a strict risk management policy framework where the capital is fully collateralized and deployed in a market-neutral way to protect funds from any market risk or volatility.

Can I withdraw whenever I want?

You can withdraw your funds whenever it suits you! However, keep in mind that withdrawing a portion of your funds in between weekly prize draws will significantly reduce your chances of winning. If all your funds are removed from the Prize account you won’t have any chance of winning.

How is Rand protecting my money?

At Rand, your security is our number 1 priority. Every dollar you deposit in your checking account is secured by banking infrastructure. All the funds deposit on the Prize or Earn accounts are managed under a strict risk management policy framework. The capital is fully collateralized and deployed in a market-neutral way to protect funds from any market risk or volatility.

Does Rand have transfer fees?

At Rand you don’t have to worry about fees. Move your money at no expense!

Where is Rand available?

Rand is currently available in all EU countries.

Take a look at Rand's helpcenter for the complete set of FAQs

Download
Rand App