Average banks give you 0,1% bonus on your money, our Earn account gives 50x more so you can reach your goals faster.
Coming Q1 2023
Instant spend & send
Spend and automate recurring payments with the Rand card. Send money to your friends and transfer funds to external accounts, free and easy.
Coming Q1 2023
Bank like a pro
No minimums. No fees. No catch.
What are you waiting for? Don't you see the button down below?
Complete the sign up process and verify your account.
Connect your card and deposit funds in less than 1 minute.
Win prizes every Friday or earn 5% APY on your savings.
Frequently Asked Questions
Your questions. Our answers.
What is the Prize Account?
The Prize account is a rewards product hosted by Rand in which all users can join in to contribute to yield generation. The total interest generated in one week is distributed among a number of lucky winners. The yield generation for next week’s prizes starts directly after distribution. Everyone keeps the original amount invested regardless of whether they win or not.
Where do the rewards come from?
We generate interest on all user's funds in the Prize accounts. We use Web3 and AI technology to deploy market-neutral trading strategies like margin lending, market-making and basis trading. These are managed under a strict risk management policy framework where the capital is fully collateralized and deployed in a market-neutral way to protect funds from any market risk or volatility.
Can I withdraw whenever I want?
You can top off your funds whenever it suits you! However, keep in mind that moving out a portion of your funds in between weekly prize draws will significantly reduce your chances of winning. If all your funds are removed from the Prize account you won’t have any chance of winning.
How is Rand protecting my money?
At Rand, your security is our number one priority. Every euro you add to your checking account is secured by banking infrastructure. All the funds moved to the Prize or Earn accounts are managed under a strict risk management policy where the capital is fully collateralized and deployed on a market neutral way to protect funds from any market shift.
Does Rand have transfer fees?
At Rand you don’t have to worry about fees. Move your money at no expense!
Where is Rand available?
Rand is currently available in all EU countries.
Take a look at Rand's helpcenter for the complete set of FAQs